Medical costs are usually free if you go with the NHS, waiting lists maybe a little longer than hoped and locations of hospitals for your treatment may be out of town.

To get Private medical cover and hopefully get a better a better service you need to pay a monthly fee to have Healthcare cover in place.

AXA, BUPA and AVIVA all offer this service and you’re better shopping around and comparing a few prices and find out what you’re actually paying for too.